Disclaimer

All data, information, and opinions in our publications are subject to change without notice.  Any opinions, recommendations, or

information contained in these publications (i) is for educational purposes only; (ii) is not guaranteed to be accurate, complete, or

timely; (iii) has not been tailored to suit any particular person’s portfolio or holdings; (iv) should not be construed as investment

advice of any kind; and (v) does not constitute an offer to buy or sell any securities.  Neither I.R. Publishing, Inc. nor any of its

agents shall have any liability with respect to such opinions, recommendations, or information.  I.R. Publishing, LLC has not given

its consent to be an “expert” under the federal Securities Act of 1933.  Past performance is no guarantee of future results.  I.R.

Publishing, LLC receives no fees or benefits of any kind from the companies highlighted in its publications.  I.R. Publishing, LLC

and its editor do not have holdings in the stocks recommended (in order to eliminate any conflict of interest).  The publisher does

not give investment advice or act as an investment advisor; those seeking specific investment advice should consider a qualified

investment professional.